Concentric Circles of Tzedekah

There are eight degrees of tzedakah, each higher than the next. The highest degree, exceeded by none, is that of the person who assists a poor person by providing him with a gift or a loan or by accepting him into a business partnership or by helping him find employment – in a word, by putting him where he can dispense with other people’s aid. With reference to such aid, it is said, “You shall strengthen him, be he a stranger or a settler, he shall live with you” (Vayikra [Leviticus] 25:35), which means strengthen him in such a manner that his falling into want is prevented. Below this is that of the person who gives tzedakah to poor people, but the giver doesn’t know to whom he is giving nor does the recipient know from whom he is receiving. This constitutes giving for its own sake. This is similar to the Secret Office that was in the Temple. There the righteous ones gave secretly and the poor people would be sustained from it anonymously. This is similar to giving to a tzedakah collection. But one should only give to a tzedakah collection if he knows that the overseer is trustworthy and wise and conducts himself fairly, like Rabbi Channaniah ben Tradyon. Below this is a situation in which the giver knows to whom he is giving but the poor person does not know from whom he is receiving. This is like the great sages who used to walk in secret and put coins into the doors of poor people. It is worthy and truly good to do this if those who are responsible for collecting tzedakah are not trustworthy. Below this is a situation in which the poor person knows from whom he is receiving, but the giver does not know the recipient. This is like the great sages who used to bundle coins in their scarves and roll them up over their backs and poor people would come and collect without being embarrassed. Below this is one who gives before being asked. Below this is one who gives after being asked. Below this is one who gives less than what is appropriate but gives it happily. Below this is one who gives unhappily. [AJWS translation]

If a poor person comes and asks according to his or her need and the giver cannot afford to give, the giver should give according to his ability. And how much is that? The greatest way to fulfill this commandment is to give up to one fifth of your wealth. The average way to fulfill this commandment is to give 10% of your wealth. Less than this is considered an evil eye. One should never give less than 1/3 of a shekel in a year, and anyone who gives less than this has not fulfilled the commandment. Even a poor person who is supported by tzedakah is obligated to give tzedakah to another. [AJWS translation]

R. Joseph learnt: If you lend money to any of my people that are poor with you: [this teaches, if the choice lies between] a Jew and a non-Jew, a Jew has preference; the poor or the rich the poor takes precedence; your poor [i.e. your relatives] and the [general] poor of your town, your poor come first; the poor of your city and the poor of another town the poor of your own town have prior rights. [Soncino translation]

The Tur writes in the name of Rav Saadia Gaon: “A person’s own livelihood takes precedence over that of anyone else, and one is not required to give tzedakah until he [or she] has acquired a livelihood, as it says: “And your fellow will live with you” (Leviticus 25:36), meaning your life takes priority over that of your fellow’s. A person who earns a living, like that of an important land owner, that allows him to eat bread, meat and spices and dress nicely, should certainly give a tenth or a fifth of his or her income. [AJWS translation]

Whoever can prevent his household from committing a sin but does not, is responsible for the sins of his household; if he can prevent the people of his city, he is responsible for the sins of his city; if the whole world, he is responsible for the sins of the whole world. [AJWS translation]

Our Rabbis taught: We sustain the non-Jewish poor with the Jewish poor, visit the non-Jewish sick with the Jewish sick, and bury the non-Jewish dead with the Jewish dead, for the sake of peace. [AJWS translation]

And ignore them - conquering his eyes as if he does not see it/him. You shall not see…and ignore - The plain meaning here is that you shall not notice only in order to ignore. [Ziegler translation]

If a poor person comes and asks according to his or her need and the giver cannot afford to give, the giver should give according to his ability. And how much is that? The greatest way to fulfill this commandment is to give up to one fifth of your wealth. The average way to fulfill this commandment is to give 10% of your wealth. Less than this is considered an evil eye. One should never give less than 1/3 of a shekel in a year, and anyone who gives less than this has not fulfilled the commandment. Even a poor person who is supported by tzedakah is obligated to give tzedakah to another. [AJWS translation]

R. Joseph learnt: If you lend money to any of my people that are poor with you: [this teaches, if the choice lies between] a Jew and a non-Jew, a Jew has preference; the poor or the rich the poor takes precedence; your poor [i.e. your relatives] and the [general] poor of your town, your poor come first; the poor of your city and the poor of another town the poor of your own town have prior rights. [Soncino translation]

But take utmost care and watch yourselves scrupulously, so that you do not forget the things that you saw with your own eyes and so that they do not fade from your mind as long as you live. And make them known to your children and to your children's children. [JPS translation]

You shall not be a tale-bearer among your people; you shall not stand idly by the blood of your neighbor; I am Adonai. [translation by AJWS]