When a person weighs his sins against his merits, he should not calculate a sin sinned once, nor twice, but only [when sinned] thrice and on. If the sins done three times or more are found to be greater than his merits, then those sins [done once or twice] are added to it and he is judged on all of them. And if it turns out that his merits are equal to his sins that were transgressed from the third time onwards, all of his sins are forgiven one at a time, such that the third transgression is considered the first [to be up for forgiveness], since the [first] two were already forgiven. And so [too] the fourth, behold it is [now] the first [in line], since the third was forgiven. And so [on], until their end. To what does this refer? To an individual, as it says, Behold, all these things the Power does, twice, thrice, with a man (Job 33:29). But with the group, He suspends the first, second and third sin, as it says, For three transgressions, but for four I will not return it (Amos 2:6). And when it is calculated for them upon this way, it is calculated [only] from the fourth sin and onwards. [These] in-between people, if there was among the half of [their actions that were] sins [the sin] of not ever having put on tefillin (phylactaries), [that person] is judged according to his sin, but he has a share in the World to Come. And so [too], all of the evildoers whose sins are greater [than their merits], they are judged according to their sins, but they have a share in the World to Come; as all Jews have a share in the world to come, even though they have sinned, as it says, your people are all righteous, they will inherit the earth forever (Isaiah 60:21). This [use of the word,] earth, is a parable, which is to say, the land of the living, which is the World to Come. And so [too], the pious ones of the nations of the world, they have a share in the World to Come.