tzedaka

§ The mishna teaches: How so? Examples are if one said: On my oath I will give so-and-so some item, or: On my oath I will not give it to him. What is the case of an oath in which he says: I will give? If we say that he takes an oath that he will give charity to a poor person, that is not an oath that takes effect, since he is under oath from Mount Sinai to give charity, as it is stated with regard to a poor person: “You shall give him” (Deuteronomy 15:10).

If, however, there is a needy person among you, one of your kinsmen in any of your settlements in the land that the LORD your God is giving you, do not harden your heart and shut your hand against your needy kinsman.

Rather, you must open your hand and lend him sufficient for whatever he needs.

Beware lest you harbor the base thought, “The seventh year, the year of remission, is approaching,” so that you are mean to your needy kinsman and give him nothing. He will cry out to the LORD against you, and you will incur guilt.

Give to him readily and have no regrets when you do so, for in return the LORD your God will bless you in all your efforts and in all your undertakings.

For there will never cease to be needy ones in your land, which is why I command you: open your hand to the poor and needy kinsman in your land.

The Sages taught: Concerning an orphan boy who has come to marry, the community tries its utmost to provide for all of his needs. The charities rent a house for him, arrange for him a bed and all his utensils, and thereafter they marry him a wife, as it is stated: “But you shall surely open your hand to him, and shall surely lend him sufficient for his deficiency in that which is deficient for him” (Deuteronomy 15:8). With regard to the phrase “sufficient for his deficiency,” this is referring to the house. “Which is deficient”; this is referring to a bed and table. “For him [lo]”; this is referring to a wife. And similarly the verse states: “I will make him [lo] a helpmate for him” (Genesis 2:18), when God created a wife for Adam.

§ Apropos the ordinances instituted by the Sages in Usha, the Gemara cites another one. Rabbi Ile’a said: In Usha the Sages instituted that one who dispenses his money to charity should not dispense more than one-fifth. That opinion is also taught in a baraita: One who scatters should not scatter more than one-fifth, lest he render himself destitute and need the help of other people. And an incident occurred involving a certain individual who sought to dispense more than one-fifth of his property as charity, and his friend did not let him act upon his wishes. And who was this friend? Rabbi Yeshevav. And some say that Rabbi Yeshevav was the one who wanted to give too much charity, and his friend did not let him do so, and who was the friend? Rabbi Akiva.

[There is measure] for Gemilut Hasadim. This is true when it comes to a person's body. But with his money, there is a measure.

And this follows what R. Shimon b. Lakish said in the name of R. Yose ben Hanina: In Usha they established that a person should set aside a fifth of his property for a mitzvah...

Rabban Gamaliel ben Inuna asked R. Mana: If he spends a fifth every year, in five years he will have lost all of his money.

He replied: At first, a fifth of the principal. Henceforth a fifth of the profit.

R. Huna said: For a mitzvah up to one third.

Does this mean for all of the mitzvoth, up to a third, or for one mitzvah.

R. Abun said: Even for one mitzvah.

R. Habiba said in the name of the rabbis: If you say a third of his money, how can he do this. If a person buys one mitvah, and then he finds a nicer one, he should spend up to one third more.

R. Yishmael taught: "This is my God and I will adorn him." Is it possible for a person to adorn his Creator? Rather, I will adorn him with mitzvot. I will make for him a nice lulav, a beautiful sukkah, a beautiful shofar, beautiful tzitzit, beautiful tefillin.

“A tithe shall you tithe [te’aser]” (Deuteronomy 14:22)? This phrase can be interpreted homiletically: Take a tithe [asser] so that you will become wealthy [titasher], in the merit of the mitzva.

Rabbi Yoḥanan found the young son of Reish Lakish. He said to the boy: Recite to me your verse, i.e., the verse you studied today in school. The boy said to him: “A tithe shall you tithe.” The boy further said to Rabbi Yoḥanan: But what is the meaning of this phrase: “A tithe shall you tithe”? Rabbi Yoḥanan said to him: The verse means: Take a tithe so that you will become wealthy. The boy said to Rabbi Yoḥanan: From where do you derive that this is so? Rabbi Yoḥanan said to him: Go and test it.

The boy said to him: And is it permitted to test the Holy One, Blessed be He? But isn’t it written: “You shall not test the Lord your God” (Deuteronomy 6:16)? Rabbi Yoḥanan said to the boy that Rabbi Hoshaya said as follows: It is prohibited to test God in any way, except in this case of tithes, as it is stated: “Bring the whole tithe into the storeroom, that there may be food in My house, and test Me now by this, said the Lord of hosts, if I will not open for you the windows of heaven, and pour out for you a blessing that there shall be more than sufficiency” (Malachi 3:10).

In relation to the above verse, the Gemara asks: What is the meaning of the phrase: “That there shall be more than sufficiency [ad beli dai]”? Rami bar Ḥama said that Rav said: It means that the abundance will be so great that your lips will be worn out [yivlu], similar to the word beli, from saying enough [dai]. Returning to the above incident, the Gemara adds that the boy said to Rabbi Yoḥanan: Your claim appears explicitly in a verse. If I had arrived there, at this verse, I would not have needed you or Hoshaya your teacher, a I could have understood it on my own.

It is a positive mitzvah to give tzedakah to the poor according to what is fitting for the poor person if he has the means to do so, as it is said, (Deut. 15:8) Rather, you must open your hand and lend him sufficient for whatever he needs. And it is said, (Lev. 25:35) [If your kinsman, being in straits, comes under your authority,] and you hold him as though a resident alien, [let him live by your side:] And it is said (Lev. 25:36), [Do not exact from him advance or accrued interest, but fear your God.] Let him live by your side as your kinsman.

Anyone who sees a poor person begging and averts his eyes from him and does not give him tzedakah transgresses a negative mitzvah, as it is said, (Deut. 15:7) [If, however, there is a needy person among you, one of your kinsmen in any of your settlements in the land that the LORD your God is giving you,] do not harden your heart and shut your hand against your needy kinsman.

One is commanded to give to a poor person according to what he lacks. If he has no clothes, they clothe him. If he has no utensils for a house, they buy [them] for him. If he does not have a wife, they arrange a marriage for him. If [the poor person] is a woman, they arrange a husband for marriage for her. Even if it was the custom of [a person who was rich but is now] a poor person to ride on a horse with a servant running in front of him, and this is a person who fell from his station, they buy him a horse to ride upon and a servant to run in front of him, as it is said, (Deut. 15:8) Sufficient for whatever he needs. You are commanded to fill whatever he lacks, but you are not commanded to make him wealthy.

In the case of an orphan who wants to marry a woman [and lacks the means to do so], [first] they pay for a house for him and arrange for a bed for him and all that he needs for the household, and afterwards they arrange a marriage for him.

If a poor person comes and asks for what is sufficient to fill his needs and one does not have the means to provide it for him, one gives according to his means. How much is this? One-fifth of one's assets is the best possible way, but one-tenth is the usual way. Less than this is a bad sign, and never should one restrain himself from a third of a shekel a year. Anyone who has not given at least this much has not fulfilled the mitzvah. Even a poor person who lives on tzedakah is obligated to give tzedakah to another.

If a poor person who is unknown [in the area] has said, "I am hungry; please feed me," They do not check into his background lest he be an impostor, but rather they feed him immediately. If he was naked and said, "Clothe me," they do check on his background lest he be an impostor, but if they know him, they clothe him according to his honor immediately and they do not check on him.

They provide for and clothe the poor of Gentiles along with the poor of Israel for the sake of peaceful relations. And if there is a poor person who goes door to door, they are not obligated to give him a large gift, but rather they give him a small gift. It is forbidden to turn away a poor person who asks empty handed, even if you give him a single dry fig, as it is said, (Psalms 74:21) Let not the downtrodden be turned away disappointed; [let the poor and needy praise Your name].

(1) The amount of charity one should give is as follows: if one can but afford, let him give as much as is needed. Under ordinary circumstances, a fifth of one's property is most laudable. To give one-tenth is the average disposition. But to give less than one-tenth is niggardly. When the Rabbis said a "fifth" they meant a fifth of the property the first year only and a fifth of the profits in succeeding years.
RMI.—But a man should not squander more than one-fifth to charity, so that he might not himself become a public charge.This refers only to his lifetime. Of course, at the time of death one may leave for charity as much as he pleases.

(2) One should never give less than one-third of a Shekel a year and if he gives less than this, he does not fulfil the command to be charitable.

GEMARA: The Gemara asks: From where are these matters, stated in the mishna, derived? The Gemara explains that this is as the Sages taught in a baraita, with regard to the verse: “Notwithstanding, no dedicated thing that a man may dedicate to the Lord of all that he has, whether of man or animal, or of his ancestral field” (Leviticus 27:28). The verse indicates that one may dedicate “of all that he has” but not all that he has; likewise “of man” but not every man, i.e., not every slave of his; “of man or animal” but not every animal of his; and finally one may dedicate “of his ancestral field” but not all of his ancestral field.

GEMARA: The Gemara asks: From where are these matters, stated in the mishna, derived? The Gemara explains that this is as the Sages taught in a baraita, with regard to the verse: “Notwithstanding, no dedicated thing that a man may dedicate to the Lord of all that he has, whether of man or animal, or of his ancestral field” (Leviticus 27:28). The verse indicates that one may dedicate “of all that he has” but not all that he has; likewise “of man” but not every man, i.e., not every slave of his; “of man or animal” but not every animal of his; and finally one may dedicate “of his ancestral field” but not all of his ancestral field.